By accessing this website you are deemed to have accepted the terms and conditions of this Disclaimer and of the WM Housing Group (Family, Kemble, Nexus, Optima, SHYPP and Whitefriars) Privacy Policy both of which are governed by English law. This website is made available for public viewing on the basis that WM Housing Group (Family, Kemble, Nexus, Optima, SHYPP and Whitefriars) excludes to the fullest extent permitted by law all liability whatsoever for any loss or damage arising out of use of this website. Further, whilst we endeavour to ensure the accuracy and completeness of the content of the pages of this website, WM Housing Group (Family, Kemble, Nexus, Optima, SHYPP and Whitefriars) does not accept any liability or responsibility for loss occasioned as a result of reliance placed on any part of its contents.

WM Housing Group (Family, Kemble, Nexus, Optima, SHYPP and Whitefriars) makes no representation as to the security, quality or propriety of any website which may be accessed through the WM Housing Group (Family, Kemble, Nexus, Optima, SHYPP and Whitefriars) websites. Connected websites accessed through the WM Housing Group (Family, Kemble, Nexus, Optima, SHYPP and Whitefriars) websites are independent websites over which WM Housing Group (Family,Kemble, Nexus, Optima, SHYPP and Whitefriars) does not exercise any control, whether financial, editorial or of any other kind and are not in any way endorsed by WM Housing Group (Family, Kemble, Nexus, Optima, SHYPP and Whitefriars).

WM Housing Group (Family, Kemble, Nexus, Optima, SHYPP and Whitefriars) will not be liable to you for any direct, indirect, consequential, special or other damage resulting from the transmission from the WM Housing Group (Family, Kemble, Nexus, Optima, SHYPP and Whitefriars)websites to your computer system of viruses, worms, trojan horses or other destructive items, however caused, such damage to include, without limitation, loss of profits, interruption to business, loss of the whole or any part of a programme or any data howsoever stored, whether saved on a computer system or otherwise.